Title: BANKING MARKET CONCENTRATION, CAPITAL, SIZE AND BANK RISK TAKING

Author: ERIKA SEFILA PRINCESS

Item Type: Thesis (Thesis)

Affiliations: Master of Management Science Study Program, Faculty of Economics and Business, Universitas Airlangga , Surabaya, Indonesia

Publisher: Universitas Airlangga

 

Abstract
Banking market concentration is an interesting banking topic to research because banking market structure has an important role in a country's banking system. In its development, discussions regarding the level of concentration in the banking market are related to bank risk taking. This research aims to examine the influence of banking market concentration on bank risk taking, as well as the moderating effect of bank capital and size on the influence of banking market concentration on bank risk taking using 104 conventional commercial banks in Indonesia during the period 2007 to 2016. Measurements used in bank risk taking in the form of NPL and Z-inverse, as well as measurement of banking market concentration in the form of asset HHI. The results of this study show that banking market concentration has a positive effect on bank risk taking, bank capital weakens the positive effect of banking market concentration on bank risk taking, and bank size weakens the positive effect of banking market concentration on bank risk taking.

Keywords: Bank risk taking, banking market concentration, bank capital, bank size

 

Sources:  http://repository.unair.ac.id/76837/