Coinciding on Saturday, May 29 2021. The Bureau of the Department of Islamic Economics, Faculty of Economics and Business Universitas Airlangga together with the Finance Bureau of the Islamic Economics Student Association Unair held a webinar "Investtalk" with the material title "Learn First Then You Earn". In this event, the person who had the opportunity to be a speaker was Mang Amsi, the great figure behind the @syariahsaham platform. And to guide this event until it is finished, there is a moderator who is ready to accompany Mang Amsi on this occasion, namely Mrs. Puji Sucia Sukmaningrum SE, CIFP. He is one of the teaching staff at the Faculty of Economics and Business Universitas Airlangga .
The resource person this time is Mang Amsi, the founder of the @syariahsaham platform, and also an Arabic language teacher at MAN 3 Cianjur. Apart from that, he has also written books which have been published by Gramedia, and is often invited to several events as a speaker on sharia stock investment. At the start of the event he explained the percentage and number of Indonesia's population which is dominated by generation Z or millennials. This also causes the level of investment in sharia shares listed on the stock exchange to increase this year by 80%. Meanwhile, the average growth of sharia stock investors during 2016-2020 was 65% every year. The data he presented also illustrates that the growth index for sharia shares is superior during this pandemic compared to conventional shares. Apart from that, in 2020 the number of sharia shares in the listed stock exchange index also increased, and 75% of existing shares were sharia shares. Apart from sharia stocks, other aspects of sharia investment, such as bonds, sharia mutual funds and sukuk, experience very good growth every year.
From this data, it can be concluded that sharia investment is popular nowadays, especially by millennials and young people. Based on data he took from the 2019 Global Islamic Finance Report, placing Indonesia in first position as the country with the best sharia financial index in the world in 2019. This is based on the very rapid growth of Indonesian sharia finance, coupled with the demographic bonus in Indonesia which is not owned by other countries, for example Saudi Arabia, Brunei Darussalam and Malaysia. And not only that, Indonesia also won an award from the global Islamic finance award which made Indonesia the Best Islamic Capital Market country in 2019 and 2020.
In the development of sharia finance and investment in Indonesia, there are several obstacles faced. Among them, the low level of literacy and the high level of poverty in investing. In fact, the aim of this investment is to postpone today's desires to gain comfort in the future. Apart from that, sharia investing also has a definite legal basis, including in Surah Al-Baqarah verse 282, and Surah Yusuf verse 7. As well as being strengthened by the DSN MUI fatwa number 20 of 2001, number 40 of 2003, number 80 of 2011, and number 135 in 2002.
In this webinar, Mang Amsi also explains in detail the differences between conventional investment and sharia investment. Starting in terms of objectives, management, returns, supervision, contracts, transactions, and instrument placement. But before making a sharia investment, there are several things that must be considered, including investment objectives, time or investment vulnerability, and asset allocation. And in sharia investment, there are not only sharia shares, but there are sukuk, sharia mutual funds, P2P lending, and many more. But some of these instruments have different variations in risk and return.
Apart from explaining the considerations and things to do before starting sharia investing, Mang amsi also explains the stages in starting sharia investing. The first, by visiting the stock exchange (can be in person or online). The second is opening a securities account, then the third is being able to directly carry out transactions online or in person.
In sharia investing, Mang Amsi explains 7 things why you should choose sharia investment. The first is because of trust, then blessing, there are profits, dividends, efficiency, advancing philanthropy, very promising capital market growth. But on the other hand, sharia investment also has disadvantages, including capital loss, no dividend distribution, exit from the sharia securities list, trading suspension, share delisting, and liquidation.
After almost an hour of explaining the material, Mang Amsi continued with the next session, namely a question and answer session guided by Mrs. Praise as moderator that morning. In this question and answer session, participants looked very active and enthusiastic in asking questions to Mang Amsi as the resource person. After this session, the morning's webinar ended smoothly, and hopefully the material presented by the resource person can be useful for all of us, Aamiin.
