Imron Mawardi's opinion in the article "Online Education Loans" published in the Disway Daily on January 31, 2024 discussed the controversy about the Online Loan (Loan) scheme to pay Single Tuition (UKT) at the Bandung Institute of Technology (ITB). Student demonstrations highlight the high interest interest worn by PT Inclusive Finance Group (Danacita), which reaches 1.75 percent flat per month or equivalent to 21 percent per year, and can even reach 24 percent according to student recognition.

This article presents data and facts regarding the number of borrowers, total outstanding credit, and interest rates applied by Danacita. Imron Mawardi also highlighted the impact of this loan scheme on students who have difficulty paying UKT, criticizing that this solution actually burdens students with significant additional costs.

Furthermore, this article shows that the COVID-19 pandemic has increased the number of students who have difficulty paying UKT on various campuses, including at Universitas Airlangga (Unair). Even though Unair has provided relief and interest-free installment schemes, Imron Mawardi's opinion emphasizes the need for more sustainable solutions, such as utilizing educational endowment funds managed by the Education Fund Management Institute (LPDP).

Imron Mawardi proposed LPDP as a creditor of education funds for students who had difficulty paying UKT, with the reason that large and unemployed funds should be used to help students more effectively. This article underlines the importance of solutions that do not burden students financially, while providing information about more sustainable alternative education financing.

Read more: https://harian.disway.id/read/759450/pinjaman-online-pendidikan