Siti Zulaikha, Ph.D.

Siti Zulaikha, Ph.D. is a lecturer in the Department of Islamic Economics, Faculty of Economics and Business, Airlangga University, specializing in Islamic finance, banking, and Islamic finance. She earned her Bachelor of Economics degree from Gadjah Mada University in 2003 and a Master of Science degree from the same university in 2007. She subsequently earned her Doctor of Philosophy degree from INCEIF Malaysia in 2017. Throughout her academic career, she has published over 21 scientific publications and actively develops research focused on Islamic finance, banking, and Islamic finance. In addition to her educational, research, and community service activities, she continues to contribute to the development of Islamic economics and finance through various academic activities.