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Mobile Banking Services Quality and Its Impact on Customer Satisfaction of Indonesian Islamic Banks

Mobile Banking Services Quality and Its Impact on Customer Satisfaction of Indonesian Islamic Banks

Title : Mobile Banking Services Quality and Its Impact on Customer Satisfaction of Indonesian Islamic Banks

Authors:

Department : Islamic Economics

Journal Name : Journal of Islamic Economics & Finance

Kinds of Journal : Sinta 2

Keywords : Mobile Banking, Service Quality, Customer Satisfaction, Islamic Banking, SEM

Abstract:

PURPOSE - This study investigates the influential factors of mobile banking quality dimension (Enjoyment, Security, Ease, Design, and Application System) of Indonesian Islamic Banks Toward Customer Satisfaction. Methodology-This Study Uses 100 Respondents Who Are Islamic Mobile Banking Users in Indonesia and Applies The Partial Least Square for Structural Equation Modeling (PLS-SEM) Approach. Findings - This study reveals that the enjoyment, security, design, and application system of Islamic mobile banks significantly impact customer satisfaction. This study suggestions that Islamic banks should pay more attention to increasing their mobile banking application systems, which is the most crucial factor influencencing customer satisfaction. Originity - This Study Specifically Involved Users of Islamic Mobile Banking from Five Islamic Banks, Received the Top Brand Award in 2019 Award. Research Limitations - This study is limited to the sample of five top Islamic banks' customers in Indonesia with 100 respondents. Thus, the result of this study cannot be generalized to other countries. Practical Implications-The Finding of Affairs Valuable Insights into Islamic Banks About Improving Their Mobile Banking Services' Quality to Gain More Satisified Customers, which benefits their financial and non-financial performances.

For details : http://dx.doi.org/10.20885/jeki.vol7.ISS1.Art5