Title: BANKING MARKET CONCENTRATION, CAPITAL, SIZE, AND BANK RISK-TAKING
Authors: ERIKA SEFILA PUTRI
Item Type: Thesis (Thesis)
Affiliations: Master of Management Science Study Program, Faculty of Economics and Business, Universitas Airlangga , Surabaya, Indonesia
Publisher: Universitas Airlangga
Abstract
Banking market concentration is one of the interesting banking topics to study because the structure of the banking market has an important role in a country's banking system. In its development, the discussion on the level of concentration in the banking market is related to bank risk taking. This study aims to examine the effect of banking market concentration on bank risk taking, as well as the moderating effect of bank capital and size on the effect of banking market concentration on bank risk taking using 104 conventional commercial banks in Indonesia during the period 2007 to 2016. The measurements used in bank risk taking are NPL and Z-inverse, and the measurement of banking market concentration is HHI assets. The results of this study indicate that banking market concentration has a positive effect on bank risk taking, bank capital weakens the positive effect of banking market concentration on bank risk taking, and bank size weakens the positive effect of banking market concentration on bank risk taking.
Keywords: Bank risk taking, banking market concentration, bank capital, bank size
Sources: http://repository.unair.ac.id/76837/