DETERMINANTS OF NON-PERFORMING LOAN COMPARATIVE STUDY IN BANKING OF INDONESIA AND NEPAL Title: DETERMINANTS OF NON-PERFORMING LOAN COMPARATIVE STUDY IN BANKING OF INDONESIA AND NEPAL Authors: SANJU KUMAR SINGH Item Type : Thesis (Thesis) Affiliations: Program Studi Magister Sains Manajemen Fakultas Ekonomi dan Bisnis Universitas Airlangga Surabaya, Indonesia Publisher: Universitas Airlangga Abstract The main purpose of this study is to find out the impact of macro-economic and bank specific factors in NPL of Indonesia and Nepali banking within the period of 2003-2012. The paper reveals both countries have facing NPL as a common problem in banking sector. In this research tried to find out NPL impact in both countries by using of macro-economic variables (GDP, Inflation, Exchange rate) and banks specific factors ( Bank size, level of capital, ROA, CAR and NLIR). As a result, this study make a significant contribution on the determinants of Non-performing loan on bank performance in developing economies country Indonesia and Nepal, and how these factor impact on bank non-performing loan. Kata Kunci : Impact, macro-economic, banks specific, NPL, countries, GDP, Inflation, exchange rate, banks size, level of capital ROA, CAR, NLIR, determinants , developing. Sources: http://repository.unair.ac.id/61215/