Mudharabah Investment 2018

The Faculty of Economics and Business, Universitas Airlangga is an academic community that is the center for the development of science and business in Eastern Indonesia, especially East Java. Along with the development of the times, there is a lot of knowledge and economic issues such as economics and sharia business which are the subject of discussion among economists and business people in Indonesia. Economics students are the nation's assets whose existence is touted as "Agent of change" is expected to be able to bring the community to a better direction of economic life. They are expected to be able to channel their concern for the economic development of their nation, not just dwelling, staying silent, and following lecture materials without wanting to look at economic conditions in the real world. Economics needs to be a world of attention and research for students who incidentally is the young generation to provide a new discourse for the economic development of the nation because the nation's economy is still a tangled stretch of thread that still requires a lot of study and study to enforce it.

Mudharabah investment is one of the funding projects in the entrepreneurship division. We use a mudharabah contract for each of these fundings. Where we only act as a liaison between mudharib (business owner) and shahibul maal (fund owner). We opened a booth for investment on February 19 to March 3, 2018, to be precise at the corner of the Airlangga University FEB building from 08.00 to 16.00. We offer for every purchase of one securities at a price of IDR 50.000. The funds that we collect are around Rp. 12.000.000 and we will distribute them to about five mudharib who incidentally are from students who are active in Islamic economics and the existing businesses are businesses that have been running and we have surveyed their sustainability.

For transparency of the results, we created a group with the shahibul maal for transparency reports every month and we hope that the money managed by the mudharib can grow. The percentage of distribution is 45% for shahibul maal and 55% for mudharib. The proceeds will be returned along with the ratio around October at the end of the stewardship. This work program is quite attractive to many mudharibs and shahibul maal because we have extended the investment collection period. But because we only chose businesses that were already running stably, we couldn't accept many mudharibs to fund.