(Feb News) Tuesday, July 9, 2024, the Faculty of Economics and Business, Universitas Airlangga held an event titled Financial Plan 101 "Master Your Money, Achieve Your Dreams!" At The Gade Creative Lounge Campus, in collaboration with PT. Surabaya Regional Office Pegadaian. The event, which was held in a hybrid, aims to equip students, especially generation Z, with crucial financial planning and skills in the era of economic uncertainty.
Ibu Mutiara Pertiwi as Head of the Sales and Marketing Department from PT. The Surabaya Regional Office, stressed the importance of financial planning. "Financial planning is not just managing money, but also a form of concrete action to realize dreams and make the right decisions in risk situations," he said.
In this seminar, participants learn about the short and long term benefits of financial planning. The short term includes better planning, reducing unnecessary spending, and being prepared to face uncertainty. Meanwhile, for the medium and long term, the focus is on preparing for life's needs such as marriage, starting a family, and retirement.
This event also discusses financial risks that Generation Z must be aware of, including:
1. Disability due to unexpected accidents
2. Premature death
3. Critical illness
4. Long life without financial readiness
The speakers provide financial management tips for generation Z, including:
- Determination of Financial Objectives
- Budget Preparation
- Determination of Priority Scale
- Financial Recording
- Periodic Evaluation
"We also introduce various investment instruments to students," added Dr. Puput Tri Komalasari, SE, M.Si., MM Instruments discussed include shares, foreign exchange, mutual funds, property, bonds, gold, deposits, and savings.
Gold as one of the investment instruments receives special attention in the discussion because it is considered to have a low risk and high liquidity. "Gold is resistant to inflation, low risk, is a real asset that is durable, easily managed, and easily cashed. It should also be noted that Pegadaian itself as a financial institution also provides investment media with small capital through gold," explained Mutiara Pertiwi, one of the speakers.
The enthusiasm of the participants was clearly visible throughout the event. "I just realized how important financial planning from an early age. This event opened my eyes about various investment choices that I could start from now," said Annis, 5 semester students.
With this "Financial Plan 101" event, the Faculty of Economics and Business, Universitas Airlangga hopes to prepare a financial generation who is more financially intelligent and ready to face future economic challenges. "Master Your Money, Achieve Your Dreams!" Not just a slogan, but also a call for generation Z to begin to control their finances in order to realize dreams.
