Title: Determinants Of Business Income In Sharia Commercial Banks In Indonesia
Authors:
- Siti Nur Ro’ikayah
- Nisful Laila
Departement: Ekonomi Islam
Journal Name: Jurnal Ekonomi Syariah Teori dan Terapan
Kinds of Journal: Sinta 3
Keywords: Total Financing, Bank Size, Third Party Funds, Operating Income
ABSTRACT
Research conducted at Islamic Commercial Banks in Indonesia in 2015-2019 was conducted with the aim of knowing the effect of the amount of financing, size, and Third Party Funds (TPF) which have an influence on the business income they have. The financial reports of Islamic Commercial Banks (BUS) are used as data which will be examined later. Researchers analyzed data using multiple linear regression methods. Researchers used a sample of financial statements and in accordance with the sample criteria owned by 11 Islamic Commercial Banks. The sampling technique used was purposive sampling technique. From this research, it is concluded that partially the amount of financing provides a significant result / effect, the size of the bank gives a significant result / effect, and third party funds do not have a significant impact on the operating income of Islamic Commercial Banks. Meanwhile, simultaneously the amount of financing, bank size, and third party funds have a significant impact on the operating income of Islamic Commercial Banks in Indonesia.
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